:root{
  --navy:#173b67;
  --blue:#245d96;
  --orange:#e98522;
  --ink:#1d2939;
  --muted:#667085;
  --bg:#f6f8fb;
  --white:#ffffff;
  --line:#dfe5ec;
  --green:#2f7d5b;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Arial,Helvetica,sans-serif;
  color:var(--ink);
  background:var(--bg);
  line-height:1.55;
}
a{color:inherit}
.wrap{width:min(1180px,calc(100% - 40px));margin:auto}
.topbar{background:var(--navy);color:#fff;font-size:14px}
.topbar .wrap{display:flex;justify-content:space-between;gap:20px;padding:8px 0;flex-wrap:wrap}
header{
  background:#fff;
  border-bottom:1px solid var(--line);
  position:sticky;top:0;z-index:20;
}
.nav{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:16px 0}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none}
.logo{
  width:52px;height:52px;border-radius:14px;
  background:linear-gradient(135deg,var(--orange),#f2a65a);
  color:#fff;display:grid;place-items:center;
  font-weight:800;font-size:20px;letter-spacing:-1px;
  box-shadow:0 8px 22px rgba(233,133,34,.25)
}
.brandtext strong{display:block;color:var(--navy);font-size:20px}
.brandtext span{font-size:13px;color:var(--muted)}
nav{display:flex;align-items:center;gap:8px;flex-wrap:wrap;justify-content:flex-end}
nav a{
  text-decoration:none;padding:10px 12px;border-radius:9px;font-weight:700;font-size:14px
}
nav a:hover{background:#eef4fa;color:var(--navy)}
.btn{
  display:inline-block;text-decoration:none;border-radius:10px;padding:13px 18px;
  font-weight:800;border:1px solid transparent;transition:.15s ease
}
.btn.primary{background:var(--orange);color:#fff}
.btn.primary:hover{filter:brightness(.96);transform:translateY(-1px)}
.btn.secondary{background:#fff;color:var(--navy);border-color:#b9c7d8}
.hero{
  background:
    radial-gradient(circle at 85% 15%, rgba(233,133,34,.18), transparent 30%),
    linear-gradient(135deg,#eef5fb 0%,#ffffff 65%);
  padding:76px 0 64px;
  border-bottom:1px solid var(--line)
}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:44px;align-items:center}
.kicker{color:var(--orange);font-weight:800;text-transform:uppercase;letter-spacing:.08em;font-size:13px}
h1{font-size:clamp(38px,5vw,64px);line-height:1.04;margin:10px 0 18px;color:var(--navy);letter-spacing:-.03em}
.hero p{font-size:20px;color:#475467;max-width:760px}
.cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.hero-card{
  background:#fff;border:1px solid var(--line);border-radius:20px;padding:28px;
  box-shadow:0 16px 40px rgba(23,59,103,.10)
}
.hero-card h3{margin:0 0 8px;color:var(--navy);font-size:24px}
.hero-card .quick{display:grid;gap:12px;margin-top:18px}
.quick a{
  display:flex;justify-content:space-between;align-items:center;
  background:#f8fafc;border:1px solid var(--line);padding:14px 16px;border-radius:12px;
  text-decoration:none;font-weight:700
}
section{padding:68px 0}
.section-head{max-width:760px;margin-bottom:30px}
.section-head h2{font-size:36px;color:var(--navy);margin:0 0 10px}
.section-head p{color:var(--muted);font-size:18px}
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.card{
  background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px;
  box-shadow:0 8px 24px rgba(16,24,40,.05)
}
.card h3{color:var(--navy);margin:8px 0;font-size:21px}
.card p{color:var(--muted)}
.icon{font-size:28px}
.band{background:var(--navy);color:#fff}
.band .section-head h2,.band .section-head p{color:#fff}
.service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.service{
  border:1px solid rgba(255,255,255,.18);border-radius:16px;padding:22px;background:rgba(255,255,255,.06)
}
.service h3{margin-top:0}
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.contact-box,.form-box{background:#fff;border:1px solid var(--line);border-radius:16px;padding:26px}
.contact-box h3,.form-box h3{color:var(--navy);margin-top:0}
.contact-row{padding:10px 0;border-bottom:1px solid var(--line)}
.contact-row:last-child{border-bottom:0}
label{display:block;font-weight:700;margin:14px 0 6px}
input,textarea,select{
  width:100%;padding:12px 13px;border:1px solid #cbd5e1;border-radius:9px;
  font:inherit;background:#fff
}
textarea{min-height:120px;resize:vertical}
.note{font-size:13px;color:var(--muted)}
footer{background:#102b4b;color:#dbe5ef;padding:42px 0 28px}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}
footer a{color:#fff}
.legal{margin-top:28px;padding-top:18px;border-top:1px solid rgba(255,255,255,.15);font-size:13px;color:#b8c7d8}
.pagehero{padding:52px 0 36px;background:#edf4fa;border-bottom:1px solid var(--line)}
.pagehero h1{font-size:44px}
.prose{background:#fff;border:1px solid var(--line);border-radius:16px;padding:28px}
.prose h2{color:var(--navy)}
.notice{padding:14px 16px;background:#fff7ed;border-left:4px solid var(--orange);border-radius:8px;margin:18px 0}
@media (max-width:900px){
  .hero-grid,.contact-grid{grid-template-columns:1fr}
  .cards{grid-template-columns:repeat(2,1fr)}
  .service-grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  nav{display:none}
}
@media (max-width:560px){
  .wrap{width:min(100% - 24px,1180px)}
  .cards{grid-template-columns:1fr}
  .hero{padding:52px 0}
  h1{font-size:42px}
}